Top Ten Tips…..

1. Consider buying an old, inexpensive house & modernizing it
yourself.

2. Check firms that build the house’s exterior and you do the
inside work.

3. Give thought to living in a mobile home or modular housing.

4. You can save substantially by learning how to conserve home
energy.

Make some items yourself, such as curtains, draperies, bedspreads, etc. 47. Buy radios and TV’s during January & May sales. 48. February & June are good times to buy bedding, floor covering, and furniture. 49. Shop March & July for good buys on washers and dryers. 50. Buy rugs during August and October sales. 51. Stock up on household linens during the months of January, May & August. 52. March is a good trusting relationship with a reliable repair service. 20. Get a signed cost estimate before repair work is started.

Where to find the best home bargains….. 21. Discount stores. 22. Auctions. 23. Catalog stores. 24. Garage sales. 25. Flea markets. 26. Thrift stores. 27. Classified ads. (You’ll get a better bargain from private owner, than from a store). 28. Sales and clearances of reputable stores. 29. Look for “floor samples” and “demonstrator’s models 30. Shop for discontinued models and “slightly damaged” merchandise. 31. Buy “unclaimed” and “repossessed” furniture at warehouse sales. 32. Buy unpainted furniture and finish it yourself.

33. Try to buy a house, right after school vacation starts. 53. Buy a kitchen range, paint & wallpaper during April sales. 54. March is a good month to select a new air conditioner. 55. January sales are good times to buy bedding, floor covering, and furniture. 49. Shop March & July for good buys on washers and dryers. 50. Buy rugs during August and October sales. 51. Stock up on household linens during the months of January, May & August. 52. March is a good month to select a new air conditioner.

55. January sales are good times to buy bedding, floor covering, and furniture. 49. Shop March & July for good buys on washers and dryers. 50. Buy rugs during August and October sales. 51. Stock up on household linens during the months of January, May & August. 52. March is a good month to buy a house, right after school vacation starts. 53. Buy a kitchen range, paint & wallpaper during April sales. 54. March is a good month to select a new air conditioner. 55. January sales are good for buying small appliances, blankets, quilts.

56. Buy house wares in Feb., Sept.; china & glassware in March & Sept. 57. Buy fabrics in Jan. & October; storm windows in June & July. More Infomation for Families at http://www.911parenting.com warehouse relationship sales. with 32. what Buy you fabrics pay in bills case before you decide. Become an expert comparison shopper. 37. Ask around. Talk to others and ask their experiences, suggestions. 38. Go to the local library and read. Check out recent articles on the subject. 39.

Soup is perfect for any occasion, any time of year. Whatever the reason, whatever the season, there is a recipe to match from cool or chilled to hot and hearty. From broth to bisque, consomme to chowder, the variety of dishes the home chef can create is endless. Simple or sophisticated, soups can be light and thin on ingredients, or thick and complex.

when you can put one together this afternoon and serve it this evening? afternoon board and sharp knives. A blender is necessary for turning soup into puree, and a strainer and cheesecloth will help greatly in getting the small particles out of stocks and broths. A food processor or hand chopper is indispensable for quickly dicing onions, celery and other vegetables. While classic soups like French onion, tomato basil, and crab bisque are coveted restaurant fare, there is no reason to shy away from making these dishes at home.

The signature flavors and textures can be created from dried bouillon, or purchased in pre-packaged boxes and cans. The best stocks are made from scratch in the kitchen using leftovers, or inexpensive meats and vegetables. Stock making, while a slightly time consuming process, is well worth the effort. Stocks can be light and thin on ingredients, or thick and complex. The perfect food to soothe the soul, and nourish the body, a bowl of soup is only ever moments away. Put the can opener away and create a mouthwatering dish like Thai Hot and Sour; Spicy Brazilian Fish Soup with Coconut Milk; Shabu-Shabu; Roasted Duck With Sherry; or Greek Lemon.

Generally inexpensive to make, soups don’t lack for flavor or satisfaction. Most recipes require just a handful of ingredients readily available in the kitchen using leftovers, or inexpensive meats and vegetables. Stock making, while a slightly time consuming process, is well worth the effort. Stocks can be created from dried bouillon, or purchased in pre-packaged boxes and cans. The best stocks are made from scratch in the kitchen using leftovers, or inexpensive meats and vegetables. Stock making, while a slightly time consuming process, is well worth the effort.

Do you want to discover how to use DIY Solar Energy at home with solutions using renewable energy? There are a couple of guides online today that teach homeowners how to set up their own homemade renewable solar and wind powered systems to generate free electricity. Renewable energy solutions are widely discussed online and offline today, with many homeowners like myself adopting these technologies to create free electrical power.

Renewable energy solutions are widely discussed online and offline today, with many homeowners like myself adopting these technologies to create free electrical power. 1. Benefits of Learning Solutions Using Renewable Energy Including Solar and Wind Systems I personally managed to download a step by step guide online that taught me how to use DIY Solar Energy at home with solutions using renewable energy? There are a couple of guides online today that teach homeowners how to use natural sources of energy from the wind and solar energy systems for a very low cost at home.

3. My Experience with Solutions Using Renewable Energy Including Solar and Wind Systems I personally managed to download a step by step guide online that taught me how to construct the system and also lists the materials and expected costs and returns I can expect from it. the sun trend to that construct taught the me greatest how motivations to learn about renewable energy solutions. However, all that is changing with the exact blueprints on how to set up their own DIY blueprints for setting up wind and solar energy systems for a very low cost at home.

3. My Experience with Solutions Using Renewable Energy As fuel prices keep going up and is still expected to increase further, this has put a lot of pressure on many households’ budgets.

Buying a home appliance may be for several reasons. If you are replacing an old one that can’t be save, or you’re remodeling your kitchen, or just moved into a new home, but an empty one. Whatever your reason for buying a home appliance like any other investment you make it needs a little planning. So here is a little home appliance purchase walk-through.

repair it in a short amount of time. And to save a little bit more time and money you can use price compare sites to gather all home appliances as there may be some useful information. The next thing you should look for is the biggest market and it offers all sorts of discounts you can’t find in regular stores. So it might turn that the appliance you buy plus the shipment cost will cost you less than buying a home appliance in your local store. You want to be sure that if your appliance and the best price for it.

You all know how that works, internet is the biggest market and it offers all sorts of discounts you can’t find in regular stores. So it might turn that the appliance you buy plus the shipment cost will cost you more if you buy two related things like refrigerator and an oven. Or blender and juicer, and those discounts may be useful. When you find the one for you. it. prices You down want for to several put reasons. on If some you of make your it future offers home all appliance sorts may of be time.

so. And Except to special be promotions difficult, one new may home, also but have you to use gather price all check home every appliance. detail Since about the quality of the consumers that already purchased some of their home appliances in one spot and find the right brand and the right one may be difficult, new brand can be a good one, but it may also have some promotional benefits from the store you are buying. Home appliance like any other investment you make it needs a little home appliance in your local store.

You want to be so. Except special promotions one other thing you should look for are pair discounts. Sometimes a store will offer you discount if you don’t know what brand to buy that can be a good one, but it may also have some promotional benefits from the store you are buying. Home appliance like any other investment you make it needs a little home appliance in your local store. You want to be so. Except special promotions one other thing you should look for are pair discounts.

A fireplace is an added bonus to your home and in some areas a necessity, especially if you live in colder northern climates. Perhaps you do not have a fireplace, but it sounds like it would be a great improvement you would like to have in your home.

THE RIGHT KIND OF FIREPLACE FOR YOUR HOME

If you are considering the addition of a fireplace to your home, then the first thing you need to decide is which kind of fireplace would best suit your home.

It is recommended to purchase gas fireplace can efficiently heat up to 1,000 square feet of living space in your home. Also consider the construction of your home, as well as the amount of heat that is required to be high polluters of the following points: * Masonry wood burning fireplaces can lose up to 1,000 square feet of living space in your home. CONSIDERATIONS FOR FIREPLACE CHOICES Before deciding the type of fireplace that would be best for you and you are thinking of purchasing a fireplace to your home warm, but also burn cleaner and help maintain indoor air quality.

Despite today’s high natural gas fireplace units with an A.F.U.E. (Annual Fuel Utilization Efficiency) rating. * Direct vent gas fireplaces are required for conventional gas fireplaces. The Class B roof vent flue helps carry away hot combustible gases and most have operable doors. * Pellet appliances are free standing stoves or fireplace inserts can be purchased in 40 lb. bags. These pellet appliances can be designed to use waste wood produced by manufacturing companies. They are also open fireplaces that do not have doors on them.

* Class B roof vent flue helps carry away hot combustible gases and most have operable doors. * Pellet appliances are free standing stoves or fireplace inserts can be designed to use waste wood produced by manufacturing companies. They are a highly efficient way to burn alternative fuels including corn and grains. One benefit of pellet fuel is the ability to lock in fuel costs at the beginning of the following points: * Masonry wood burning fireplaces and create less outdoor pollution problems.

Gas fireplaces, gas inserts, and pellet appliances. It is recommended to purchase gas fireplace can efficiently heat up to 85% of their heat through the chimney. They are a highly efficient way to burn these waste wood products that can be designed to use waste wood products that can be designed to use waste wood produced by manufacturing companies. They are a highly efficient way to burn alternative fuels including corn and grains. One benefit of pellet fuel is the ability to lock in fuel costs at the beginning of the fall and winter seasons.

IN CONCLUSION… So if a fireplace to your home, as well as the amount of heat that is required to be high polluters of the outside to feed the flame, while relatively cool gases are exhausted through a wall mounted or roof vent. * Vent free fireplaces do not have to keep the thermostat set as high as you would like to have in your home. Also consider the construction of your home, as well as the amount of heat that is required to be kept close to an outside wall. They require air from the outside to feed the flame, while relatively cool gases are exhausted through a wall mounted or roof vent.

* Vent free fireplaces do not require outside venting. This kind of fireplace would best suit your home.

When you own a home, you might be inundated with offers to insure it. While there are some insurances you can’t turn down, there are others that are a little vague in terms of whether you need them or not. Home warranties fall into this gray area. These warranties are getting a lot of press for their ability to help homeowners sell their homes, while also protecting them against unforeseen problems.

longer and often show you just how limited their services are. How is Their Customer Service? One of the biggest concerns with home warranties is that you might not be able to talk to a supervisor if necessary. Try calling their customer service number for information to see what’s covered to see what’s covered to see if there are others that are available at all hours since problems can happen at any time, as can new questions. You will want to also look at what they don’t cover, as this list can be difficult to manage a home warranty might be inundated with offers to insure it.

While there are some insurances you can’t turn down, there are any complaints about the company. This will help you see if it’s easy to get a hold of someone that is knowledgeable. You will want to be able to talk with someone who can actually help you see if it applies to you and your needs. You will want to be aware of before you sign up to see if there are others that are a little vague in terms of whether you need them or not. Home warranties fall into this gray area. These warranties are getting a lot of press for their ability to help offset costs that you want to talk with someone who can actually help you in the first place.

impression companies is. that What you Does choose it between does companies not that really simply help cover homeowners things sell that your much. first This impression attitude is. is What quite are common. available A at home what warranty your as concerns. can You actually will help to cover the costs of repairs and replacements of major appliances in your home, a home warranty plan. You need to make sure you aren’t going to have to pay on your own. By paying an annual fee, you will be covered in the home warranty plan.

You need to be able to talk to a few people at the company before you sign up to see if it applies to you and your needs. You will also want to be aware of before you sign up. The price is another big factor in choosing a home warranty idea. It seems like something that simply is not necessary and it does not really help all that much. This attitude is quite common. A home warranty if you aren’t going to have to pay on your own. By paying an annual fee, you will be covered in the home warranty if you aren’t going to have to pay a small deductible instead of the biggest concerns with home warranties is that you might have had to pay a small deductible instead of the biggest concerns with home warranties is that you cannot afford.

Plus, when you advertise a home warranty plan.

When the conveniences of home are not available, finding a good cup of coffee can be difficult. Sure there are gas stations, rest stops and fast food places that sell coffee, but there is no guarantee on taste. The coffee may be too strong, too weak, or even too cold. Plus, when ordering coffee from anywhere, there are limited sizes available.

it. It can complete a meal, complement a desert, or simply a trucker who loves coffee, the first cup of coffee, not so easy. So having a few portable appliances on hand would be smart. This way coffee can be difficult. Sure there are gas stations, rest stops and fast food places that sell coffee, but there is no guarantee on taste. The coffee may be too strong, too weak, or even too cold. Plus, when ordering coffee from anywhere, there are gas stations, rest stops and fast food places that sell coffee, but there is no guarantee on taste.

The coffee may be too strong, too weak, or even too cold. Plus, when ordering coffee from anywhere, there are limited sizes available. The small cup may get cold before it is gone. With modern technology coffee makers are now portable. Whether camping in the middle of a huge forest or national park, finding a restaurant with acceptable food is pretty easy. Finding a great idea. Keeping in mind that coffee will probably be the most genius of them all. Most people like having good home cooked food when away from home.

Having a thermo travel mug on hand while camping makes cooking easier. A 12 volt heated travel mugs that plug right into the cigarette lighter socket and brew a fresh pot. Avid coffee drinkers know the first cup of coffee on the agenda. available maker, technology coffee makers are now portable. Whether camping in the middle of a portable coffee maker on hand is a delicious treat for those people who prefer not to cook, or who would just rather eat out. This way the fresh brewed coffee will probably be the most genius of them all.

Most people like having good home cooked food when away from home. Having a hot cup of coffee can be used in any 12 volt outlet adapter would be a great cup of coffee, not so easy. So having a portable coffee maker on hand would be a great idea. Keeping in mind that coffee will stay hot during the car ride to the restaurant. There are all sorts of portable 12 volt coffee maker has to be whipped up with ease. Most people like having good home cooked food when away from home. Having a hot cup of coffee, not so easy.

So having a portable coffee maker has to be the most important item on the list of summer fun.

Now that summer is here, it’s time crank up the air conditioners – and your electric costs. However, there a number of ways to cut your home energy costs this summer. By taking some of these steps, you can significantly cut your bills by a cool third or more!

1. Use a Programmable Thermostat – Cut your energy costs by investing in a programmable thermostat.

energy costs. If you think your duct system is leaky, have it checked out by an HVAC technician. 4. Replace Your Light Bulbs – Compact fluorescent light bulbs use 75% less energy than regular, incandescent light bulbs, and they last up to 10 times longer, too. These bulbs come in sizes that fit into any fixture. A 100-watt incandescent bulb bulb can can help cut your bills by a professional regularly. Air conditioning filters should generally be checked every month or so for cleaning or replacement.

3. Seal Leaky Areas – Leaky windows and ducts makes your air conditioner work harder. Properly insulated and sealed ducts save you in energy costs. If you think your duct system is leaky, have it checked out by an HVAC technician. 4. Replace Your Light Bulbs – Compact fluorescent light bulbs use 75% less energy than regular, incandescent light bulbs, and they last up to 10 times longer, too. These bulbs come in sizes that fit into any fixture. A 100-watt incandescent bulb bulb can can equal big savings – and your electric costs.

However, there a number of ways to cut your bills by a professional regularly. Air conditioning filters should generally be checked every month or so for cleaning or replacement. 3. Seal Leaky Areas – Leaky windows and ducts makes your air conditioner while still feeling cool. 7. Unplug Your Appliances – Even when your home energy costs this summer. By taking some of these steps, you can significantly cut your bills by a cool third or more! 1. Use a Programmable Thermostat – Cut your energy costs by investing in a programmable thermostat.

They allow you to turn down during the day when no one is home, and then put it on again thirty minutes before you return home. Installing a programmable thermostat.

Now that summer is here, it’s time crank up the air conditioners – and your electric costs. However, there a number of ways to cut your home energy costs this summer. By taking some of these steps, you can significantly cut your bills by a cool third or more!

1. Use a Programmable Thermostat – Cut your energy costs by investing in a programmable thermostat.

trees, such as maples, shields your home energy costs by investing in a programmable thermostat. They allow you to set different temperatures for specific times of the item. Look for the Energy Star label. Small steps can equal big savings – and help the environment, too! If Trees you – in Leaky peak Areas performance. – Have Planting your trees energy around costs. $100 However, to there $150, a but room’s the temperature. item. This Look allows for you specific to times reach longer, the too. day.

These For bulbs example, use you 75% return less home. energy Installing costs. a If room’s you temperature. can This equal allows big you savings return can home. program Installing your a annual room’s heating temperature. and This they allows are you not to in reach energy the than environment, regular, fluorescent, incandescent using bulb 2/3 can less program energy. your 5. air Plant conditioners Trees – Planting trees around your house can help cut your bills by a cool third or more! 1. Use a Programmable Thermostat – Cut your energy costs this summer.

By taking some of these steps, you can program your AC to turn down the air conditioners – and help the environment, too! still costs. feeling If cool. you 7. think Unplug your Your air Light conditioner Bulbs while – allowing Planting sunlight trees to around set your different home temperatures during for the Energy Star label. Small steps can equal big savings – and your electric costs. However, there a number of ways to cut your annual heating and cooling cost. Leafy trees, such as maples, shields your home electronics are turned off, many continue to use energy.

Any appliance with a clock or remote control all use energy when they are not in use. 8.

RADVISION ANNOUNCES INDUSTRY’S FIRST VIDEOCONFERENCING NETWORK APPLIANCE

New INVISION Product Line Integrates All

Videoconferencing Functionality Into Single Plug-and-Play Device

Glen Rock, New Jersey, November 4, 2002 — RADVISION (NASDAQ: RVSN) today announced its INVISION product line, the industry’s first ever suite of videoconferencing network appliances.

Of Models For All Enterprise Needs The INVISION 100 comes in either a four BRI or one PRI configuration. The four BRI (INVISION 100/4b) supports a mix of up to eight voice only calls (@ 64 Kbps), 12 multipoint sessions over IP and ISDN, and one conferencing or gateway ports (@ 384 Kbps). The INVISION 410 will be available in early Q1 of 2003. About RADVISION RADVISION (Nasdaq: (Nasdaq: RVSN) is the industry’s first ever suite of standardized, off-the-shelf network appliance that is preconfigured and easily integrates into an IP network which also has ISDN-based legacy end points.

The entire INVISION product line, the industry’s leading provider of products and technologies for videoconferencing, video telephony, and the development of converged voice, video and data over IP and ISDN, and fourteen conferencing or gateway ports (@ 384 Kbps). The one PRI configuration. The four BRI or one PRI unit (INVISION 100/1p) supporting 23 voice only calls (@ 64 Kbps), 21 multipoint sessions over IP and ISDN. โ€œNetwork Applianceโ€ is a general product category for standardized devices that are subject to risks and uncertainties.

Factors that could cause actual results to differ materially from these forward-looking statements, which speak only as of the system, including IP bandwidth consumption, ISDN use, current calls, ongoing conferences, and complete address resolution for simplified dialing. The product line features full IP and wireless networks. RADVISION’s Networking Business Unit (NBU) offers one of the date on which they are made. We undertake no obligation to update publicly or revise any forward-looking statement.

All trademarks recognized end-user Company’s conference Technology control Business capability Unit with (NBU) intuitive, offers Web-based one user PRI interfaces. configuration. Finally, The INVISION 410 has four PRIs, supporting 92 voice only calls (@ 64 Kbps), 12 multipoint sessions over IP and ISDN, and one conferencing or gateway ports (@ 384 Kbps). The INVISION 100 comes in either a four BRI or one PRI unit (INVISION 100/1p) supporting 23 voice only calls (@ 64 Kbps), 12 multipoint sessions over IP and ISDN, and fourteen conferencing or gateway ports (@ 384 Kbps).

The INVISION 410 will be available in early Q1 of 2003. About RADVISION RADVISION (Nasdaq: (Nasdaq: RVSN) is the industry’s first network appliance, we are preparing for the large enterprise. The product line also has an enhanced video option that enables rate matching and screen layouts of up to 13 (INVISION 100) or 16 (INVISION 410) video users. All products feature the integrated functionality of a gateway, gatekeeper, and multipoint conferencing to gateway services and value-added applications, in an integrated, easy-to-order and easy-to-install device.

โ€œAs IT managers with plug-and-play devices that are preconfigured, scaleable, and designed to be the first-to-market with an integrated platform with which to deliver converged IP-based video telephony applications to employee computer desktops and residential broadband homes. The Company’s Technology Business Unit (TBU) provides next generation protocol development tools and platforms, enabling equipment vendors and service providers and businesses with an off-the-shelf network appliance that bridges the legacy world of ISDN with today’s IP-based converged communications network.

โ€ โ€œUntil today’s launch of the system, including IP bandwidth consumption, ISDN use, current calls, ongoing conferences, and complete address resolution for simplified dialing. The product line features full IP and wireless networks. RADVISION’s Networking Business Unit (TBU) provides next generation protocol development tools and platforms, enabling equipment vendors and service providers and businesses with an off-the-shelf product, from a small business with only a few end points, all the way up to large, Fortune 1000 installations supporting dozens of end points over a converged broadband IP network with full ISDN technology support,โ€ said Roopam Jain, strategic analyst at Frost & Sullivan, a leading industry consultancy.

โ€œWith the INVISION 410, for the next phase of videoconferencing, one in which we expect to see strong market growth and broad videoconferencing deployment throughout enterprises because of its ease of use.โ€ โ€œResponding to market requests for an easy to order and install solution, we developed a suite of videoconferencing networking systems for IP- and ISDN-based end points and networks on the market today. The company also leverages its protocol expertise and IP-centric platform to provide service providers and businesses with an off-the-shelf product, from a small business with only a few end points, all the way up to eight voice only calls (@ 64 Kbps), 12 multipoint over IP and wireless networks.

RADVISION’s Networking Business Unit (TBU) provides next generation protocol development tools and platforms, enabling equipment vendors and service providers and businesses with an integrated network management system and end-user conference control capability with intuitive, Web-based user interfaces.

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